Bank Card Credit One Payment
When the Federal Reserve announced impending changes for credit card regulations, many people assumed that banks would do away with the so-called "teaser" rates that attract customers who want to consolidate existing balances or make a big purchase on a low-rate card. That is not happening...yet. The changes do not take place until 2010, and since the Federal Reserve has been consistently lowering its benchmark interest rate, people with the right credit score can find the rates they want.
What Credit Scores Mean
In order to get a low-rate credit card, credit ratings are everything. Income doesn't matter as much as a credit score, because credit scores reflect how a person uses money. A person's credit score is influenced by the following factors:
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